The Demotech Difference

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The insurance industry is constantly changing and evolving. The Demotech Difference exists to facilitate meaningful communication and discussion. Each edition will contain the perspectives of subject matter experts on emerging concepts, tools, or techniques, making The Demotech Difference is our voice and a vehicle for sharing those concepts and tools to spur learning and evolution of our industry. We also have a focus on insurers that have been in continuous operation more than a century, understanding that principles that have kept these insurers in business over 100 years are valuable principles that may benefit younger companies.

If reading this magazine helps you to make a more informed decision underwriting a particular application of new business, to generate better research evaluating a new product line, or to create a new type of investment that enhances your legacy of longevity, then we have achieved our goal.